Gold Investment Return Calculator

How to Use This Calculator

This calculator is designed to help you evaluate the performance of your gold investments over time. Here's how to use it effectively:

1. Enter your purchase details: Start by entering the price you paid per unit (gram, troy ounce, or kilogram) when you bought your gold.
2. Select the appropriate unit: Choose the weight unit that matches your purchase records – most investments use troy ounces, while physical gold may be measured in grams.
3. Choose gold purity: Select the carat value that matches your gold investment – investment gold is typically 24K (99.9% pure), but jewellery may be lower.
4. Enter the amount purchased: Input the weight of gold you bought, measured in your selected unit.
5. Select purchase year: Choose the year you made your investment to calculate annualized returns accurately.
6. Verify the current gold price: The calculator automatically populates the current gold price in your chosen unit, but you can adjust this if needed.
7. Calculate returns: Click the "Calculate Return" button to see your total profit/loss and annualized returns.

The results will show your initial investment amount, current value, total profit or loss in both monetary and percentage terms, and the annualized return rate. The annualized return is particularly useful as it shows your average yearly growth rate, adjusted for the length of time you've held the investment.

For accurate calculations, ensure you're using consistent units throughout. If you purchased gold in grams, make sure the weight and price are both expressed in grams. The calculator doesn't account for additional costs like storage fees, insurance, transaction costs, or taxes – these would need to be factored in separately when assessing your actual returns.